The price of gasoline is higher than ever, but there are several things you can do to trim your transportation budget. This article shows you how.

One of the most effective steps that you can take to reduce the cost of getting from one place to another is purchasing a used car that is less than 5 years old. This allows you to get a relatively new car that is still in good shape, but still escape the steep depreciation that new cars suffer after they are bought. Be sure to choose a car that has good gas mileage as well, because with today’s prices, this can save you hundreds of dollars a year on fuel.

Shop around carefully for car insurance. There are several websites available that you can use to compare rates such as esurance.com. You also need to evaluate whether you should have collision and comprehensive coverage on your older car. Keeping minimal liability coverage can drastically lower your premiums. Also, if your cash reserves are sufficient, raising your deductible will reduce the cost of your coverage as well. Finally, having more than one type of policy with the same carrier can net you a package discount. Shopping around for gas can make a bigger difference than you think as well. Gas is cheaper in some states than in others; those who live near the state line may be wise to run for the border when they head for the pumps. Using a gas rebate credit card can also take some of the bite out of the cost of fuel. There are several cards available that will pay you cash back on your gas purchases. Public transportation and carpooling at least some of the time will also reduce the cost of gas, parking and maintenance on your vehicle. Even a few trips per month will add up to a noticable savings over time.

At the Truckload Carriers Association’s recent Refrigerated Division annual meeting in Albuquerque, N.M., carrier owners and upper-level management, as well as industry suppliers, were issued an unusual challenge: Randomly provide some employees with $100 each and ask them to use the money at their discretion for charitable purposes.The challenge stemmed from longtime TCA member John Christner, president and chief executive officer of John Christner Trucking Inc. of Sapulpa, Okla., who has already been implementing a “Pay It Forward” program within his own company for the last two years.
Christner said he got the idea from another company and from a book and movie of the same title. The idea of “Pay It Forward” centers on doing a favor for another person – without any expectation of being paid back and with the hope the recipient will, in turn, help someone else in need.“The results [of this program] have been amazing, even phenomenal,” he told the meeting. “This is about giving someone in your work force the power to do something for mankind.”
Christner recounted numerous stories about how the $100 “seed money” has helped others. His employees have given warm clothes to the homeless, purchased groceries and gasoline for low-income families, and even contacted vendors for matching grants to make their $100 stretch much further. He told one story in which someone used the seed money to set up a dental appointment for a man who had very bad teeth. During the visit, the dentist discovered the man had oral cancer. “Because of this one random act of kindness, the cancer was discovered early enough to save his life, and that’s a priceless achievement,” Christner said.
Immediately after the session ended, 55 people approached Christner to sign up for the program. Christner gave each the first $100 to get them started. He also provided basic instructions, asking each person to begin by selecting different employees, such as mechanics, accountants, dispatchers and drivers.

Trucking supported changes affecting owner-operators and workers’ compensation became law last month in Tennessee, while similar legislation will soon become state regulations in Pennsylvania and Maine.

Tennessee’s new law, SB 932, excludes unemployment compensation for leased operators and owner-operators contracted to common carriers while engaged in interstate commerce.

Pennsylvania’s independent contractor definition under workers ‘compensation will broaden Aug. 29 when HB 440 becomes effective. It will allow sole proprietors, partners of partnerships and limited liability company officers to purchase workers’ compensation insurance.

The Maine Motor Truck Association had requested legislation to determine if someone is an independent contractor for purpose of workers’ compensation.

In September, LD 1099 takes effect, which will define Maine contractors through several factors, including if compensation is based on factors directly related to the work performed, such as mileage-based rates. The contractor also substantially must control the means and manner of performing services and be responsible for a significant amount of operating expenses and maintenance.

The sponsor of a California bill to bar owner-operators from working ports ordered the bill, AB 950, to the inactive file on June 2. Assemblyman John Perez made the request for the legislation, which would require port truckers be carrier employees.

Being a truck driver presents many opportunities to see places that most people never get to see, but it also comes with great responsibilities, like having the best insurance for the truck. Many truck drivers struggle with finding the right insurance that will allow them to work, make a profit, and be covered in case of an accident. Because the trucking industry is so vast, here are some tips for getting the best commercial truck insurance.

First
The driver should know and understand all the terms of the coverage they are getting. This type of insurance is not like the typical car insurance because it usually has clauses within it that concerns the “cargo” within the truck as well as other aspects of driving that only relate to trucking. The coverage that is chosen should protect the driver, the vehicle, whatever is being carried, and the other car. This may be under the term of “uninsured” or “underinsured” driver. Ideally, the other driver should have their own insurance, but many drivers do not have insurance, so being prepared for that problem is advisable.

Second
The deductibles on the insurance policy will make a big difference if the driver ever needs to use the policy. As with most insurance policies, the deductable determines how much the driver will pay monthly. If the driver decides to have a small deductible of $500, their monthly payments will be significantly higher than the driver who has a deductable of $10,000. On the other hand, if both drivers are in an accident, the driver with the higher monthly payments will only have to pay the $500 deductable, and then the policy will pay for everything else. The driver with the lower monthly payment will have to pay the $10,000 before the policy pays for any other needed repairs. While the lower monthly payment can look tempting when choosing a policy, the driver needs to pick a payment and deductible that they can afford. If they do not have a huge amount of money in their savings account, they may want to consider the higher monthly payments as opposed to a large lump sum bill when an accident occurs.

Third
Just like everything else, drivers want to save money on insurance. Having a safe driving record that is perfect or nearly perfect is a great way to get a lower rate. If a driver has traffic tickets or an accident on their record, they will want to do what they can to take those off their record. Making certain that they follow all the rules of the road and drive safely is also an excellent way to keep their record clear of problems. Insurance companies like to insure drivers with clear records because they are normally less risky with their vehicles. Keeping the truck updated and cleaned will also allow the insurance company to see that the driver cares about the performance of the truck and how well it runs. This will show the company that the driver is careful when driving.

Fourth
Any driver who is looking for insurance knows that they need to get quotes from many different companies. There are companies that will give different discounts for various policies, like life, home, and a second car. Insurance companies are always competing with each other for more business, so taking advantage of that is smart as well. Share one of the lowest quotes with them and see if they can beat it. If they cannot, keep looking. Trying this method with a few companies could lead to an unbeatable rate and deductable that cannot be beat.

Truckers cannot park at an estimated 67 Minnesota rest areas after state officials shut the facilities down along with most state services at midnight June 30 until a funding crisis is resolved.

John Hausladen, president of the Minnesota Trucking Association, said he was unaware of accommodations made for truckers coping with the situation.”Truck drivers are caught between a federal government eager to do its job with hours-of-service and a state unwilling to provide the resources to do the job,” Hausladen said.

The current shutdown is under a Democrat governor and a Republican majority in both legislative branches. In 2005 an eight-day partial shutdown of Minnesota state services was under a Republican governor and a Democrat majority in the state House and Senate, he noted.

The Minnesota State Patrol is fully operational for roadside enforcement, but weigh stations staffing is likely to be minimal, Hausladen said.

The Minnesota DOT posted that permits for oversize and overweight trucks will be available, but it had halted all highway construction and closed work zones.

A Federal Motor Carrier Safety Administration spokesman had no comment when asked if truckers would be afforded any leniency from HOS enforcement in Minnesota during the shutdown.